Marion Title Loans

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If you are a resident of Marion, Ohio and are in need of a bad credit loan, contact us at Ohio Cash Loans and we will help you unlock the value of your car with a car title loan.

Marion is home to the Marion Popcorn Festival, an annual event that is held in downtown Marion in September, the weekend right after Labor Day. The Marion County Fair is held every year as well in Marion during the first week of July. Another festival includes Saturday in the Park, a children-focused festival is held each year in the popular Lincoln Park.

What role does my credit score play in taking out a title loan in Marion?

Your credit score is of the utmost importance when applying for traditional personal loans. That’s because a credit score tells lenders how responsible you have been in the past when it comes to taking out loans and paying them back in time. 

If you’ve had a default, a bankruptcy, or an eviction in the past, you can be pretty confident that you will not qualify for unsecured loans of many kinds. 

Title loans are very different. 

There’s no credit check during the application process for a title loan in Marion, and the entire application process moves incredibly quickly. Because of the quick turnaround and lack of credit score check, car title loans are incredibly popular for borrowing who are in need of fast cash. 

What is the amount of my title loan in Marion base on?

This is a great question and is one that you should absolutely ask yourself when you are considering applying for a car title loan. The truth is, because your title loan is based off of the value of your vehicle, the value of that loan can vary widely. 

While title loans can typically have a maximum value of $50,000, the actual value of a loan usually lies somewhere in between a few hundred and a few thousand dollars. 

One great way to get insight into the potential value of your loan is to look at the market value of your vehicle on Kelley Blue Book. 

Some deciding factors to consider include:

  • The mileage on your vehicle
  • The age of your vehicle
  • The condition of your car both body and mechanical
  • Your car’s current resale value

How Long Does it Take to Get a Car Title Loan?

The entire process of submitting your application, having it evaluated, and qualifying for a title loan can take less than 30 minutes. Here at Ohio Cash Loans, we make it our job to make sure that the entire process takes a little time as possible so that you can get the money you need exactly when you need it. 

One way to ensure that your application and approval process goes as quickly as possible is to make sure that you have the necessary proof of income. This allows lenders to get insight into how you will be able to pay back your loan. 

On top of that, the better condition your car is in, the lower your interest rate will likely be. That means that you will be paying less in interest fees throughout the life of your loan. This will save you hundreds or even thousands of dollars depending on the amount of your loan and the length of your payment term. 

What Can I Use My Car Title Loan For?

As a rule, car title loans can be used to pay for a many number of financial emergencies and needs. If you are facing a specific financial need and are not sure if a title loan could be used to help, here is a list of some common expenses that car title loans are used for.

  • Mortgage payments
  • Healthcare expenses
  • School bills
  • Evading property foreclosure
  • Household goods
  • Gasoline
  • Vehicle or home repairs
  • Unforeseen expenditures
  • Health emergencies
  • Much more!

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